500 million $BNPL tokens distributed over 48 months to active users and referrers. No purchase required — just use BuyNow Finance and earn your share.
Usage Airdrop
400M
40% of supply
Referral Rewards
100M
10% of supply
Monthly (Usage)
~8.3M
$BNPL/month
Duration
48
months
Next Monthly Distribution
400,000,000 $BNPL
Each month, ~8.33M tokens are distributed proportionally to all users based on their monthly points. Points are earned from trading volume, active positions, on-time payments, and protocol engagement.
Monthly per user = (Your Points / Total Points) x 8.33M $BNPL
100,000,000 $BNPL
Each month, ~2.08M tokens are distributed equally among referrers, weighted by their monthly referral leaderboard points. More active referrals = higher share.
Monthly per referrer = (Your Referral Points / Total Referral Points) x 2.08M $BNPL
Trade, hold positions, and make payments on BuyNow Finance
Every action earns monthly points across multiple categories
At month end, your points determine your token share
Claim your $BNPL allocation (you pay gas fees)
Your monthly score is calculated across 8 criteria in 4 categories
Monthly BNPL trading volume (higher volume = more points)
max pts
Number of open BNPL positions maintained during the month
max pts
Monthly payments made on time (100% on-time = max points)
max pts
Consecutive months of on-time payments (bonus multiplier)
max pts
Referred users who are actively trading this month
max pts
Total trading volume generated by your referrals this month
max pts
Months of continuous protocol usage (loyalty bonus)
max pts
Voted on governance proposals during the month
max pts
48-Month Duration
Distribution runs for exactly 48 months from contract deployment
User-Claimed
You must claim tokens yourself and pay the gas fee
Monthly Snapshots
Points reset each month. New month = new opportunity to earn
No Purchase Required
Earn tokens purely by using the protocol — no buying necessary
Referral Bonus
Earn extra tokens by referring active users to the protocol
No Vesting on Claims
Claimed tokens are immediately available — no lock-up period
5,000
43% of total
3,000
26% of total
2,500
22% of total
1,000
9% of total
Each month, 1/48th of the total airdrop allocation is distributed. Usage tokens (~8.33M) go to users proportionally based on their monthly points. Referral tokens (~2.08M) go to referrers based on their referral leaderboard points.
No. You earn $BNPL purely by using the protocol — trading, holding positions, making payments on time, and referring others. There is no public sale or token purchase required.
After each monthly distribution, you can claim your allocated tokens through this page. You will need to pay the gas fee (typically a few cents) to complete the claim transaction.
Unclaimed tokens roll over and remain available for you to claim in future months. There is no expiration on unclaimed allocations during the 48-month distribution period.
No. Points reset at the start of each month. Each month is a fresh opportunity to earn points and receive your share of that month's token allocation.
10% of total supply (100M tokens) is allocated to referrals. Each month, ~2.08M tokens are distributed to referrers proportionally based on their referral activity and leaderboard standing that month.